01Pre-launch concept
Wishmaala is an idea in its testing stage, operated by Angel Manchanda as an individual. The website explains a planned wedding-wishlist service and collects a waitlist. Nothing on it is live, and nothing can be bought, paid, gifted or contributed through it today.
02Not a bank, wallet or deposit-taker
- Wishmaala is not a bank, NBFC, payment aggregator, payment gateway or prepaid wallet (PPI) issuer, and it is not licensed by the Reserve Bank of India for any of these.
- Wishmaala does not accept deposits, hold money for anyone, offer returns or interest, or run any investment, chit fund or savings scheme.
- If payments launch in future, the plan is for them to be processed only by an RBI-authorised payment aggregator, with money settling directly to the couple's verified bank account. No payment partner has been appointed, and no partnership or licence currently exists.
- If anyone asks you to send money "to Wishmaala" today, it isn't us. Please don't pay, and report it to hello@wishmaala.in.
03Planned features may change
Features, timelines, fees, offers and how settlement or KYC would work are all plans. They may change because of regulatory, partner, technical or business reasons, or not happen at all. Couples, amounts, progress bars, guest names and messages shown on the site are illustrative examples, not real people or transactions.
04No financial, legal or tax advice
General statements on the site (for example about wedding gifts or shagun) are for information only. Tax treatment depends on your circumstances and current law, so please speak to a qualified Chartered Accountant or lawyer before relying on anything.
05Third-party names
Names such as UPI, WhatsApp or other brands mentioned belong to their owners and are used only to describe how things work. Their mention doesn't imply any affiliation, partnership or endorsement.
06Questions
Email hello@wishmaala.in. See also our Terms of Use and Privacy Policy.